to, payments, lending, insurtech, regtech, capital markets, compliance and open banking. Aspiring
major fintech verticals including, but not limited to, payments, lending, insurtech, regtech, capital
熱評(píng):
and compliance technology, since the introduction of regtech by the UK's Financial Conduct Authority
化貨幣支付功能的前提,讓實(shí)物貨幣“留痕”;“數(shù)字化”則是再向前邁進(jìn)一步,配合貨幣政策有效性、金融系統(tǒng)穩(wěn)定性的提升而賦予其一系列價(jià)值特征,以更好地服務(wù)公眾,為監(jiān)管科技(Regtech)的發(fā)展夯實(shí)基礎(chǔ)
.,2017a)主張建立智能監(jiān)管框架。楊東(2018)也指出應(yīng)在傳統(tǒng)監(jiān)管之外增加科技維度,形成科技驅(qū)動(dòng)型監(jiān)管體系。因此,發(fā)展“監(jiān)管科技”(RegTech)便是金融科技與監(jiān)管融合的最具代表性的發(fā)展趨勢(shì)。其中基于
升級(jí)和監(jiān)管創(chuàng)新。金融監(jiān)管部門(mén)對(duì)農(nóng)村地區(qū)的監(jiān)管覆蓋仍然較弱,有針對(duì)性的監(jiān)管科技(RegTech)能力建設(shè)滯后,農(nóng)村數(shù)字普惠金融的潛在風(fēng)險(xiǎn)不容忽視。 [iv] 參見(jiàn)《光明日?qǐng)?bào)》,http
業(yè)務(wù)并無(wú)法充分支撐。伴隨著Fintech和Regtech的日趨成熟,這些環(huán)節(jié)不再是可變成本,更多納入了固定成本的范疇。信貸產(chǎn)品的同質(zhì)化,導(dǎo)致這些環(huán)節(jié)對(duì)于信用風(fēng)險(xiǎn)定價(jià)的趨同,信用風(fēng)險(xiǎn)收益也趨于攤薄。 信
究一下FinTech到Bigtech到Regtech演進(jìn)的過(guò)程及其對(duì)監(jiān)管的壓力。作為金融監(jiān)管者,面臨比以前更為巨大的困難,除了金融科技跨界化、去中介化、去中心化等挑戰(zhàn)之外,還因?yàn)榻鹑谙M(fèi)者數(shù)量出現(xiàn)幾何
such as RegTech, wealth management and cybersecurity. Financial inclusion was also a key area of focus amongst
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major fintech verticals including, but not limited to, payments, lending, insurtech, regtech, capital
熱評(píng):
and compliance technology, since the introduction of regtech by the UK's Financial Conduct Authority
熱評(píng):
化貨幣支付功能的前提,讓實(shí)物貨幣“留痕”;“數(shù)字化”則是再向前邁進(jìn)一步,配合貨幣政策有效性、金融系統(tǒng)穩(wěn)定性的提升而賦予其一系列價(jià)值特征,以更好地服務(wù)公眾,為監(jiān)管科技(Regtech)的發(fā)展夯實(shí)基礎(chǔ)
熱評(píng):
.,2017a)主張建立智能監(jiān)管框架。楊東(2018)也指出應(yīng)在傳統(tǒng)監(jiān)管之外增加科技維度,形成科技驅(qū)動(dòng)型監(jiān)管體系。因此,發(fā)展“監(jiān)管科技”(RegTech)便是金融科技與監(jiān)管融合的最具代表性的發(fā)展趨勢(shì)。其中基于
熱評(píng):
升級(jí)和監(jiān)管創(chuàng)新。金融監(jiān)管部門(mén)對(duì)農(nóng)村地區(qū)的監(jiān)管覆蓋仍然較弱,有針對(duì)性的監(jiān)管科技(RegTech)能力建設(shè)滯后,農(nóng)村數(shù)字普惠金融的潛在風(fēng)險(xiǎn)不容忽視。 [iv] 參見(jiàn)《光明日?qǐng)?bào)》,http
熱評(píng):
業(yè)務(wù)并無(wú)法充分支撐。伴隨著Fintech和Regtech的日趨成熟,這些環(huán)節(jié)不再是可變成本,更多納入了固定成本的范疇。信貸產(chǎn)品的同質(zhì)化,導(dǎo)致這些環(huán)節(jié)對(duì)于信用風(fēng)險(xiǎn)定價(jià)的趨同,信用風(fēng)險(xiǎn)收益也趨于攤薄。 信
熱評(píng):
究一下FinTech到Bigtech到Regtech演進(jìn)的過(guò)程及其對(duì)監(jiān)管的壓力。作為金融監(jiān)管者,面臨比以前更為巨大的困難,除了金融科技跨界化、去中介化、去中心化等挑戰(zhàn)之外,還因?yàn)榻鹑谙M(fèi)者數(shù)量出現(xiàn)幾何
熱評(píng):
such as RegTech, wealth management and cybersecurity. Financial inclusion was also a key area of focus amongst
熱評(píng):